Friday, August 12, 2016Life insurance is a great way to protect your loved ones financially, but it’s also a major investment. Over a period of years, even a slightly lower premium can yield major savings. The following are some of the biggest factors that insurers consider when pricing out their policies. READ MORE >>
Friday, August 5, 2016For any life insurance policy, the face value is the death benefit. This is the stated dollar amount that the policy's beneficiaries receive upon the death of the insured. In most cases, the face value is transferred to the beneficiaries tax-free. READ MORE >>
Friday, July 29, 2016If you need money in an emergency, one place to look is your insurance policy. That is, if what you have is permanent life insurance – available as either “whole life” and “universal life”. READ MORE >>
Friday, July 22, 2016Life insurance is a popular part of long-term financial planning. But to effectively incorporate this tool into your portfolio, you must understand how and when life insurance payouts are delivered to beneficiaries. This includes understanding how quickly benefits will be paid and designing the policy with the payout option that works best with your estate planning. READ MORE >>
Friday, July 15, 2016Some insurance companies offer only one type of insurance, while others offer many different types. Insurance buyers often receive a discount if they buy all or many of their insurance policies from the same company. Bundling often presents value to policyholders, but there are times when it does not. READ MORE >>
Friday, July 8, 2016One of the best ways to save on Auto and Homeowners' insurance is to stay claims-free. Securing your vehicle and house will help prevent theft, save you money along with the hassle of dealing with unexpected property losses this summer. READ MORE >>
Friday, July 1, 2016With 4th of July coming up, you’re probably starting to daydream about things like BBQs, fireworks and frosty beers. Topics like burns and fire safety might not be top of mind, but they deserve some attention, too. There are typically more fires reported on July 4th than any other day of the year. READ MORE >>
Friday, June 24, 2016Summer is a season of recreational fun and personal relaxation; a blissful stretch blessed with balmy weather to enjoy long weekends with friends and family, the children and grandchildren off from school. Unfortunately, summer is also the riskiest season of the year. READ MORE >>
Friday, June 17, 2016The mortality rate in Massachusetts declined substantially in the four years after the state enacted a law in 2006 mandating universal health care coverage, providing the model for the Affordable Care Act.
In a study released last week, Harvard School of Public Health professors Benjam... READ MORE >>
Friday, June 10, 2016When it comes to considering life insurance as an investment, you’ve probably heard the adage, “Buy term and invest the difference.” This advice is based on the idea that term life insurance is the best choice for most individuals because it is the least expensive type of life insurance and leaves money free for other investments. READ MORE >>
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