Friday, July 15, 2016Some insurance companies offer only one type of insurance, while others offer many different types. Insurance buyers often receive a discount if they buy all or many of their insurance policies from the same company. Bundling often presents value to policyholders, but there are times when it does not. READ MORE >>
Friday, June 10, 2016When it comes to considering life insurance as an investment, you’ve probably heard the adage, “Buy term and invest the difference.” This advice is based on the idea that term life insurance is the best choice for most individuals because it is the least expensive type of life insurance and leaves money free for other investments. READ MORE >>
Friday, May 6, 2016If you've co-signed big student loans for your child, you may want to buy a life insurance policy while you're at it. While no one wants to imagine the death of their child, taking out insurance on your son or daughter -- or asking them to purchase their own plan -- will protect you from being hit with mountains of debt should tragedy strike. READ MORE >>
Friday, April 29, 2016Financial needs change with change in one's life stage. Whether it's your marriage, children's education or retirement years, you need money to get through the various stages of life comfortably. Life insurance helps you meet these requirements and prepares you for unforeseen expenses. READ MORE >>
Friday, April 22, 2016Life insurance is supposed to provide peace of mind. But for many, the approval process gives them nothing but nightmares. The cost of life insurance varies depending on an applicant’s health history. According to a recent survey, smokers, on average, pay more than three times for the same policy than non-smokers. READ MORE >>
Friday, April 15, 2016When it comes to life insurance, most buyers simply pick a number for the desired death benefit and go through the motions of the application process. There isn’t much thought as to the amount or type of insurance best fits the bill. Term insurance is the most popular type of life insurance bought in the US today. READ MORE >>
Friday, April 8, 2016Having insurance is a lot like carrying an umbrella with you at all times: Most of the time it feels burdensome, but boy, are you glad to have it when the rain comes. The right insurance policies are key to a healthy financial life. Below, we've explained briefly which those are, plus when you should purchase them. READ MORE >>
Friday, April 1, 2016A new study shows Americans have even less insurance since the recession, leaving their families vulnerable. Life insurance is usually last on the list of important-but-necessary items people want to spend money on, because, let’s face it, no one wants to dwell on the circumstances in which it could come in handy. READ MORE >>
Friday, March 11, 2016Life insurance is kind of like the Rodney Dangerfield of financial planning. As one of most people’s least favorite financial topics, it gets no respect. Yet, it’s something that almost everyone needs and not having it when you need it can be devastating to your family’s well being. READ MORE >>
Friday, February 26, 2016You probably need life insurance. Lots of people do. If you have small children, a mortgage, a spouse who’s dependent on your income—or any person who would be inconvenienced financially if you were hit by a bus tomorrow, you probably should have life insurance. READ MORE >>
|
Blog Archive
|