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With Halloween just around the corner, children’s thoughts turn to candy and costumes. Their parents and grandparents should be focusing on more macabre matters — like the life insurance policies they bought (or are thinking of buying) to secure the financial future of these little ghosts and goblins if a key provider dies. READ MORE >>

Health savings accounts are becoming common at the workplace, but few people are allowing their funds to grow, which many advisors say is the smarter move. Rising health-care costs have pushed employers to use or at least consider high-deductible health plans at the workplace. READ MORE >>

Neglecting oral health could be a costly exercise in denial. The national debate over health insurance largely overlooked dental coverage. But many of the problems in the health care industry – lack of access, high costs and poor health outcomes – afflict dental coverage, too. READ MORE >>

Dental insurance premiums can be more expensive than simply paying out of your own pocket for routine checkups and cleanings. So if you're one of the millions of Americans with no dental coverage, is a policy for your pearly whites worth the cost? The answer may depend on whether you expect to face aching bills for your teeth. READ MORE >>

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Final 2016 Forms and Instructions for IRS Reporting Requirements On October 3, 2016, the Internal Revenue Service (IRS) released final 2016 Forms 1094-C and 1095-C and their accompanying instructions. These forms and instructions will be used for Affordable Care Act (ACA) Applicable Large E... READ MORE >>

College graduation marks a huge transition for young people as they say goodbye to finals and fraternities and hello to entry-level jobs and student loan payments. Here’s something else that today’s college grads need to consider: health insurance. READ MORE >>

The question of whether to buy life insurance for children sparks strong debate about the value of such policies. Life insurance for children is often marketed to parents or grandparents as a way to save money for kids and to “protect their insurability,” meaning their chance to buy more life insurance later no matter their health. READ MORE >>

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Creditable Coverage Disclosures This is a reminder that Medicare Modernization Act (MMA) requires employers to provide a Medicare Part D disclosure notice to their Medicare-eligible employees by October 14th of each year. READ MORE >>

Whether they like it or not, a growing number of Americans will be taking into their own hands the task of insuring their health. That’s the gist of a survey showing that nearly one in five employers plan to stop offering health benefits over the next three to five years, according to Hewitt Associates, a global human resources consulting firm. READ MORE >>

While term life insurance offers a cheaper means of securing life cover, whole life insurance allows the buyer to save money in addition to enjoy life cover. First of all it is important to analyse whether one should be purchasing a life insurance or not. READ MORE >>

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