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  In this article we will cover the individual health insurance plans from Blue Shield of California, Health Net of California, and Kaiser Permanente of California that are available in Bakersfield for Open Enrollment 2018, and how to find the best plan for the current 2018 plan year. READ MORE >>

The open enrollment period for health insurance, for a 2017 effective date on your health insurance policy, is from November 1st to January 31st. January 31st is the final deadline for open enrollment for health insurance in California. READ MORE >>

This is a tricky question because a doctor may accept health coverage from your health insurance carrier and the doctor may even accept health insurance plans for individuals, but may not accept that particular health insurance plan. Health Insurance For Individuals READ MORE >>

  Often times somebody will call an agent or go to directly to an insurance carrier in order to shop for quotes, but when it comes to the health insurance market, the prices are fixed. If you are looking a cheaper price for the same plan, you will not find one. READ MORE >>

Did you know that 41 percent of all life insurance purchases are event-related? For many of us, life insurance never crosses our minds until we marry, or buy a house or start our own business. While the trigger events are varied, the need — life insurance — is the same. READ MORE >>

Many financial experts consider life insurance to be the cornerstone of sound financial planning. It can be an important tool in the following situations: Replace income for dependents If people depend on your income, life insurance can replace that income for them if you die. READ MORE >>

With Halloween just around the corner, children’s thoughts turn to candy and costumes. Their parents and grandparents should be focusing on more macabre matters — like the life insurance policies they bought (or are thinking of buying) to secure the financial future of these little ghosts and goblins if a key provider dies. READ MORE >>

Health savings accounts are becoming common at the workplace, but few people are allowing their funds to grow, which many advisors say is the smarter move. Rising health-care costs have pushed employers to use or at least consider high-deductible health plans at the workplace. READ MORE >>

Neglecting oral health could be a costly exercise in denial. The national debate over health insurance largely overlooked dental coverage. But many of the problems in the health care industry – lack of access, high costs and poor health outcomes – afflict dental coverage, too. READ MORE >>

Dental insurance premiums can be more expensive than simply paying out of your own pocket for routine checkups and cleanings. So if you're one of the millions of Americans with no dental coverage, is a policy for your pearly whites worth the cost? The answer may depend on whether you expect to face aching bills for your teeth. READ MORE >>

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